Subscribe via E-mail

Your email:


Connect with Smart401k

Smart401K Blog

Current Articles | RSS Feed RSS Feed

Retirement Investing Market Updates – Week Ending 11/21/14


Market News and Notes:

Oct. consumer prices flat

U.S. existing home sales hit one-year high in October

Retirement Investing Market Updates – Week Ending 11/14/14


Market News and Notes:

Consumer Sentiment in U.S. Increases More Than Forecast

Retail Sales in U.S. Showed Broad-Based Gain in October

Retirement Investing Market Updates – Week Ending 11/7/14


Market News and Notes:

U.S. adds 214,000 jobs in October to take jobless rate to six-year low

ISM Manufacturing Index Unexpectedly Rises in October

Retirement Investing Market Updates – Week Ending 10/24/14


Market News and Notes:

Consumer prices barely rise as energy costs fall

U.S. new home sales at six-year high; recovery still fragile

Pending home sales up modestly

Interesting Retirement Investing Articles:

What Investors Should Do in a Market Correction

stock market

As investors, we love seeing the markets rally and our account balances increase in value. But when the markets fall, it can really test our mettle. Despite the uncertainty you may feel when a volatile market takes you on a roller-coaster ride, one thing is clear: As investors, we should prepare for the bumpier experience ahead.

Resist the urge to panic and sell all of your shares. Although market movements over the last few weeks may have caused you anxiety, what we’re actually seeing is a return to normal market conditions. 

For the past few years, interest rates were kept at near zero, helping to suppress market volatility. As the Federal Reserve brings its bond-buying program, known as quantitative easing, to an end, the market is now turning its attention to the Fed’s timeline for raising rates. Such a transition back to “normal” monetary policy makes it clear that volatility will likely rise, along with investor uncertainty.

3 Investing Expenses Worth the Splurge


Wasting money is easy. Case in point: a start-up company called Washboard launched this summer with a simple enough service aimed at consumers without a washer and dryer at home. Those signing up for Washboard received rolls of quarters (through snail mail) to use when doing laundry.

Let me say that again: They mailed you a roll of quarters so you don’t have to use the change machine at the laundromat, or worse, stop at a bank and get change for a $20 before going to wash your clothes.

Here’s the catch, though: You had to pay $27 to get $20 worth of quarters. Yes, they tried charging $7 for that service. Talk about throwing your money away! Luckily, consumers quickly realized what a waste of money it was, and Washboard shut down less than a month after opening for business.

Retirement Investing Market Updates – Week Ending 9/26/14


Market News and Notes:

Consumer Sentiment in U.S. Rose in September to 14-Month High

Economic growth improves to eight-year high

Retirement Investing Market Updates – Week Ending 9/19/14


Market News and Notes:

Housing starts tumble in August, signal shaky recovery

Fewest Americans Since October 2013 See U.S. Economy Improving

4 Questions to Help You Avoid Social Security Mistakes

Social Security Strategy

Shame on you. I know what’s going on. You’ve been trashing your Social Security statement without even a glance or second thought. Or maybe you haven’t begun to consider Social Security’s role in your future retirement. After all, as far as you know, Social Security won’t be around when you retire – that’s what you keep hearing on the news, anyway. So, why bother? 

Well, I’ve got news for you. Although the future of Social Security is certainly unknown – particularly for today’s millennials – there’s a good chance the program will persist in some form. And since half of Americans 65 and older rely on Social Security for at least 50 percent of their family income, you’d be wise to come up with a strategy to maximize your benefits and give yourself the highest retirement income possible.

Here are four questions to ask yourself if you want to avoid potentially leaving thousands of dollars on the table:

Retirement Investing Market Updates – Week Ending 9/12/14


Market News and Notes:

Retail sales swell as shoppers step up spending

Consumer Sentiment in U.S. Rises to Highest in 14 Months

Interesting Retirement Investing Articles:

All Posts